Where to open a free personal account, in which bank ?
Where to open a personal account, in which bank? The bank where we open our first bank account very often binds us to it for many years. Therefore, before choosing the right account, you should pay attention not only to the account fees themselves, but also to the liquidity of the bank in question. If you do not have time to check the banks’ offers yourself, contact a financial advisor who will do it for you for free!
Nowadays, where we are “threatened” at every corner with a worldwide crisis, it is obvious to choose an account that will be as cheap as possible to maintain. In addition to the aspect of the monthly account fee, we should also look at other factors such as:
(a) commissions associated with making online transactions
(b) commissions associated with the use of deposit machines and ATMs
and on the bank’s popularity in payment systems. Namely, very often comes the need for a quick deposit for a particular service. Let’s pay attention to whether, when using popular payment systems in the country, our chosen bank appears in it as an active payment channel. This will allow us to realize, a given payment literally within a moment.
Another also important issue when choosing a given bank offer for a personal account is the card provided with the account and any fees associated with its maintenance. Sometimes it happens to us that our financial situation is stable enough to refuse the use of a credit card, but we need a card with so-called “bulging letters” to be able to, for example, pay with it for an airline ticket with the money we have accumulated on the account.
There are many banks and offers on the market, but looking from the perspective of a person who conscientiously controls every expense trying to limit them as much as possible I can recommend the offers of the following banks:
Place 1 T-Mobile
- 5% discount on your online purchases
- PLN 0 for your account and debit card
- PLN 0 for withdrawals from all ATMs in Poland
- PLN 0 for online transfers – including 10 instant transfers every month!
I encourage you to take advantage of the T-mobile free account(former Alior Sync)
Important: To take advantage of the recommended special offer, copy the above link to your browser (or click on this link) and send an online application, available on this product page.
Applications sent from other places on the Internet, such as the T-mobile portal, will not be recognized for the special offer.
The 5% CashBack applies to purchases made at online stores in Poland and abroad, excluding only selected points, as specified in the terms and conditions, and applies to customers who meet at least one (any) of the conditions, listed in par. 56(3) of the regulations.
